Bob World Internet Banking

Sr. No. Functionality Launched Description 1 Quick Fund Transfer Instant Fund transfer without adding and waiting for beneficiary to be listed. Limits:

* Transaction limit for Retail customer: Rs. 25,000/- per day.

* Maximum number of transactions per: 2
* Transaction limit for Corporate Customer: Rs. 50,000/- per day.
* Maximum number of transactions per: 2

2 Bulk NEFT / RTGS Corporate customer can perform interbank transfer for multiple beneficiaries with single attempt. Transaction Limit: Rs. 30 Lakhs per transaction and Rs. 75 lakhs per day. 3 Debit Card Issuance & Management Customer can apply for Debit Card and manage other card activities like: * Set daily debit card limit for ATM transactions
* Set daily debit card limits for PoS and Ecommerce transactions
* Block Debit Card
* Set/Reset Debit Card PIN
* Gift card can also be availed as per customer request

4 Corporate FDR Corporate User can open Fixed Deposit online at their own without visiting branch

Manage multiple accounts
* Once you have logged in with the help of your user id and password, you can access all your accounts-operative, fixed deposit, loan account from one place. If you have multiple accounts with Bank of Baroda, you can access all of them from one log in if you have a common customer id for them.

View account summaries
* Now it is easier than ever as you can simply view the summaries of all your Bank of Baroda accounts from a single log in.

Generate account statements
* Net banking is also where you will find all your accounts statements to view and download from.

Transaction history
* Log in to generate your transaction history which is more detailed than your account summaries.

Cost Efficient
* Most of the services are available free of cost.

Form 26AS
* Free online viewing of Tax Credit Statement (Form 26 AS).

Online request
* Switch mailing address/generation of ESBTR receipt – GRN/Generation of TDS Certificate/generation of Interest certificate of SB/TD/OD and Loan accounts/tracking of Loan status/get access to SPGRS/direct access to e-trade/download pensioner life certificate/navigate to NPS site and contribute to NPS/direct access to Baroda E-Trade, where customer can login using his/her credentials and can perform DEMAT transactions/Can check CIBIL score/Hot listing of Debit card.

E-Commerce
* Free bill presentment/bill payment/online shopping/receive and view bills online/alert on pending bills/payment to IndiaFirst Life Insurance/payment to Baroda pioneer.

Donation
* Free online temple/other donation/donation to Prime Minister Relief fund.

Mobile Alerts
* Free mobile alerts of debit and credit transactions.

Mobile OTP (One Time Password)
* To avoid non delivery or delayed delivery of OTP our IT team has developed CA MOBILE OTP application on mobile handset supporting Apple, Android, Windows, and Blackberry.

Services Support
* Centralized dedicated Internet Banking Operations Team. 5000+ support centers all over India (branches).

Modeling
* Modeling of loan/deposits.

Online FD (Fixed Deposit) Request
* Customers including NRI/PIO with full transaction rights are provided facility to create online Term deposits by themselves with facility of its pre-mature closure.

Online RD (Recurring Deposit) Request
* Domestic retail customers with full transaction rights are provided facility to create online Recurring deposits account by themselves with facility of its pre-mature Plosure.

Online self-registration
* To reduce TAT (Turn Around Time) and to ease customer convenience, the online self-registration for bob World Internet by using the active Debit card is available for the retail customers.

User ID Retrieval & Resetting of Passwords
* Online User ID retrieval & resetting of Passwords facility is available for both Retail as well as corporate customers in bob World Internet.

Linking of PPF (Public Provident Fund) & SSA accounts

View KVP (Kisan Vikas Patra) certificates inbob World Internet
* The KVP customers can view their KVP certificate opened in BOB Branches by logging to their bob World Internet account.

Facility to Purchase SGB
* Bank has launched the facility for purchasing of Sovereigns Gold Bond online through bob World Internet.

Online updation/addition/deletion of Nominee
* Updation/addition/deletion of nominee can be possible through bob World Internet.

Digital Signature Authentication
* Corporate user who wants to secure their net banking portal with personalized authentication can subscribe to this facility.
* The transaction limits for various financial services for retail and corporate customers are provided in below table. The limits would be refreshed on daily basis.

Retail Customers: Revised limits
Category Type of Transaction Per Transaction Daily TAX Payment/Self-Linked Retail Default SHP/TPT/NEFT/RTGS/BULK UPLOAD – 10 25lakhs per day. Retail Default IMPS (Lakhs) Rs 5 Lakhs per transaction Rs. 5 lakhs per day. Retail Default: Tax payment and self-linked: Unlimited

Corporate Customers: Revised limits
Category Type of Transaction Per Transaction Daily TAX Payment/Self-Linked Corporate Default SHP/TPT/NEFT/RTGS/BULK UPLOAD (In Lakhs) Rs. 30 Lakhs per transaction Rs. 75 lakhs per day. Corporate Default IMPS Rs. 5 Lakhs per transaction Rs. 5 lakhs per day. Corporate Default: Tax payment and self-linked – Unlimited

The default limits for addition of beneficiaries for Retail and Corporate customers in a day are as under:

No. of Beneficiary Retail Corporate Total Number of Beneficiaries per day (any mode of payment) 25 50